Western Union is the oldest brand name in the money transfer industry, and it’s probably the most popular as well, especially in the US. If you want to send money to another person living in another state, or abroad, the procedures for this service are actually simple and easy with Western Union.
Sending Money in Person
The first thing you need to do is to find a Western Union Agent location nearest you. Just go to the Western Union website for your country, and then click on the agent locator link. For those in the US, for example, the link allows you to search by address or by the name of the Agent. All you need to do is to enter the zip code, or the city and state where you live.
The agent will help guide you through the process. You’ll be asked to complete the Send Money form, and you can choose between Money in Minutes or Next Day speed. You’ll also be asked to present some form of identification, such as a passport or a driver’s license. Once that’s done, give back the completed form to the agent along with the funds you wish to send as well as the transaction fee. You can pay using your debit card or cash.
You’ll then be given a receipt, which you will sign after you’ve verified that the details are correct. The receipt includes your money transfer control number (or MTCN) which you’ll then give to the recipient.
Sending Money by Telephone
You don’t have to leave home to send money to anyone abroad. Go to the local Western Union website and then find the toll-free numbers you can call so you can talk to a Western Union agent. In the US, that’s 1-800-CALL-CASH (1-800-225-5227). You’ll then get an agent who can guide you through the entire process.
You may not be able to pay for the service in cash, but you can pay with a debit card or a credit card. Once the transaction is complete, you’ll also receive your MTCN which you can then send to the recipient.
Sending Money Online
Since you’ve already found the local website for Western Union, you don’t even have to bother using the phone to send money abroad. You can also do it online by clicking the Send Online Now button on the website. Simply indicate the destination country, and enter the amount you want to send. You can pay with a debit or credit card.
Now click Continue, and enter the name of the recipient. In some countries, you may also be asked to furnish a test question for security purposes. After that, enter your payment info. You can place an order once you’ve verified that the details of the transaction are correct. You then receive the MTCN, and you also get a confirmation email. The MTCN will be used by the recipient to claim the money you sent to him or her, and you can also use it to track your money transfer.